In this post, you will find affiliate links to EstateGuru, Iuvo, October, Reinvest24 and EvoEstate, four peer-to-peer lending platforms that I use. By using these links, you’ll benefit from special offers.
I won’t write about the pros and cons of using these platforms, as plenty has already been written about them online. Please note that this post contains affiliate links that benefit me as well as the person using them.
EstateGuru provides property-backed business loans. It includes an auto-invest option. My current annual return, at the time of writing, is 10.82%. If you use this sign-up link or the promotion code EGU22806, we will both receive an extra 0.5% on investments in the first three months.
Iuvo provides loan to businesses, and includes the option to buy back. My current net annual return at the time of writing is 9.96%. The platform doesn’t provide a referral link. Instead, I have to send an invitation by e-mail. Leave me a comment or send me your address to my own e-mail address, and I’ll send you an invitation. If you invest more than €1,000, we’ll each receive an extra 2% of your invested amount, up to a maximum of €200. Normal: For investment of €1,000+, 1.5% each, up to €150
October also provides links to businesses. They offer a mixture of loans at rates of 6-9% and State-guaranteed loans at 2%. The downside is that there’s no auto-invest function, and many of the loans sell out within a few minutes of opening. If you use this referral link or the referral code TBARTON, then we each get an extra €20 for every €500 that you invest.
Reinvest24 is a platform for investing in property. There is no auto-bid function, but if you visit fairly regularly (say, once a week), it’s easy to find investment opportunities. If you use this referral link or the referral code nhv4dof8, we each receive an extra 1% of the amount you invest in the first year (full terms at https://www.reinvest24.com/en/referral-terms).
EvoEstate is also for investing in property. It includes an AutoBid function and allows you to limit your bids only to loans in which the platform has skin in the game. If you use this referral link or the referral code 5eccdd7a62c79, we each receive an additional 0.5% from your investments during the first six months.